| $50,000.00 |
$600,000.00 |
Monthly Average Gross Job 1 (max entry 50k) |
| $32,400.00 |
$388,800.00 |
Monthly Average Gross Job 2 |
| $30,000.00 |
$360,000.00 |
Monthly Average Gross Job 1 (remainder) |
| $6,666.00 |
$79,992.00 |
529 Withdrawal Tuition Offset |
| ($44,935.00) |
($539,220.00) |
Combined Fed, State, Employment Taxes (monthly average withholding) |
| ($12,900.00) |
($154,800.00) |
Tuition and Educational Expenses including tutors (2 schools) |
| ($9,640.00) |
($115,680.00) |
Beach House Mortgage @6.99% (includes 1 extra payment/yr) |
| ($7,935.00) |
($95,220.00) |
Principal Residence Home Mortgage @2.75% |
| ($5,540.00) |
($66,480.00) |
Combined Retirement Acct Contributions (401Ks, Roth IRAs) (monthly Average) |
| ($5,300.00) |
($63,600.00) |
All other variable expenses (stores, online purchases, services) |
| ($4,000.00) |
($48,000.00) |
Average Monthly Vacation Expense |
| ($4,000.00) |
($48,000.00) |
Stock Option Purchase Plan Job 1 (monthly) |
| ($3,680.00) |
($44,160.00) |
Deferred Compensation (monthly average) |
| ($2,940.00) |
($35,280.00) |
Life Insurance (including whole life) |
| ($2,740.00) |
($32,880.00) |
Property Taxes |
| ($2,700.00) |
($32,400.00) |
Restaurants |
| ($2,000.00) |
($24,000.00) |
Charity |
| ($1,925.00) |
($23,100.00) |
Auto Loans (2) |
| ($1,400.00) |
($16,800.00) |
Groceries |
| ($1,340.00) |
($16,080.00) |
Recurring Home Maintenance |
| ($1,300.00) |
($15,600.00) |
Utilities, Phones, TV |
| ($1,150.00) |
($13,800.00) |
Stock Purchase Plan Job 2 (monthly) |
| ($1,000.00) |
($12,000.00) |
529 Contribution (1 still in HS) |
| ($760.00) |
($9,120.00) |
Medical Expenses |
| ($635.00) |
($7,620.00) |
Home Insurance |
| ($535.00) |
($6,420.00) |
Auto Insurance (2 adults, 2 teenagers) |
| ($480.00) |
($5,760.00) |
Employee Benefits Withholding (e.g., health insurance beyond what company covers) |
| ($90.00) |
($1,080.00) |
Auto Fuel and Expenses (2 of 3 are EVs) |
| $141.00 |
$1,692.00 |
Remaining |