|United States Dollar - USD|
|100,000 - 149,999|
|Married with one child.|
AGI 2009: $128,397
AGI 2010: $79,488
AGI 2011: $88,582
AGI 2012: $96,406
AGI 2013: $103,220
AGI 2014: $99,487
AGI 2015: $104,173
AGI 2016: $111,669
AGI 2017: $120,403
AGI 2018: $112,235
AGI 2019: $103,381
AGI 2020: Won't know until I file taxes
Time to next $100k (for my own enjoyment; not a relevant stat for anyone else):
0k-100k: 39 months
100k-200k: 61 months
200k-300k: 20 months
I track our “Personal Savings Rate" every year (starting in 2010) on the December entries.
2021: shooting for ~20%
|Why I Joined|
|I use this site as a data point in our overall retirement plan. It's encouraging to see what others have built by my age. It makes me want to try harder.|
|Best Financial Decision|
|Locking in student loans and mortgages at historically low rates.|
Maxing out my 401k (although I just started in 2020)
|Worst Financial Decision|
|#1 (ab)using credit cards.|
#2 contributing small percentages to 401k/taking loans from 401k to pay down credit cards.
|Current Investing Strategy|
- Max out (my) 401k for the 2nd year in a row.
- Max out HSA for the 2nd year in a row.
- Pay off car loan.
- Wife moves from part time to new full-time job later this year with her own 401k. We're going to max hers out too.
|How do you manage your finances?|
|401k on autopilot.|
|What tools do you use?|
|Budget and long-term planning in Excel.|
I was a Quicken user for years but jumped ship to YNAB.
|I need financial help with...|
|- Sticking to our budget.|
- Boosting income.
|Stop Acting Rich.|
Harry Potter series.
|American Made, Jumanji (2017), The Martian. Most Don Simpson/Jerry Bruckheimer movies. My list changes with mood/time.|