Home Mortage reflects refinance rate. Payment dropped by $471 per month. Should take 25 months to recoup the cost of the refi but the savings per month will go a long way for now.
Have invested some cash into the repair of the rental property. Approx 12k as of now with another 7500 coming. I am considering selling the rental at this point after the renovation. Will discuss with my PM and a realtor and weigh the benefits and risk of each. I believe my 255k valuation of the property on the asset sheet is much lower than its actual value but I will leave it there to be conservative until I get an appraisal or sale.
Stopped contributing to Vanguard this month to help offset the cost of the renovation.
Added a crypto line item as I have been dabbling in different cryptos and plan to expand on this investment in the future.
Talked myself out of buying a truck for about the 90th consecutive month. I'm on a streak of talking myself out of it. I fear I may lose this battle soon. I make some valid points for why I need one, no you don't stop thinking about it, but the mulch, but the nothing - you don't need a truck, invest that money and be happy with the car you got - Wish me luck in this battle. 🤣 |