|Refinanced home, resulted in short term net loss in equity. However Principal payment has more than doubled from 330 a month to 730 a month at a cost of 200 per month. Will pay off mortgage approximately 12 years sooner than with 30 year mortgage.
I skipped a mortgage payment this month and used the difference to pay down about 100% of credit card debt. Goal for January 14 is to stay in the black with credit card debt.