|2018 Personal Savings Rate: 7.68%|
EOY NW Target was $267,854 (according to my original plan from December 2009).
2019 Goal: Pay off all remaining credit card debt. It's going to be tough, but I think we can do it.
(Update from December 2019: We made great strides, but didn't quite make it.)
Financially, 2018 sucked. The market tanked and more importantly, I realized that we are terrible at saving, spending, and everything in between. Two bright spots: We paid off a 3-year personal loan, as well as a 2-year 401k loan. We're setting up for a much healthier 2019!