FatStacks' Net Worth for December 2019


Assets Value Change ($) Change (%)
Cash $4,023 $211 5.54%
Stocks $0 - -
Cars $8,906 ($3,000) (25.20%)
Boat $5,000 - -
Home $171,299 - -
Cryptocurrency $0 - -
401k & Profit Sharing $265,294 $15,212 6.08%
$454,522 $12,423 2.81%
 
Debts Value Change ($) Change (%)
Home Mortgage $131,405 ($314) (0.24%)
Student Loans (2.8%) $13,678 ($331) (2.36%)
Credit Cards $6,149 ($182) (2.87%)
Car Loan (72mo 4.5%) $10,727 ($468) (4.18%)
Total Debts $161,959 ($1,295) (0.79%)
Net Worth $292,563 $13,718 4.92%
*All values shown in USD ($)
Notes:
2019 Personal Savings Rate: 18.57%, which is more than double our PSR from last year! This is the result of cranking up our 401k contributions.

EOY NW Target was $310,083 (according to my original plan from December 2009). The market was kind to us this year, so we're not too far off from that target.

2020 Goal: Same as last year: Pay off all remaining credit card debt.This time it's happening. Additional goal: Max out my 401k ($19,500) as well as our HSA account ($7,100). I already increased my 401k by a huge chunk earlier this year, so I just need to squeak out a few more percent. (Part of my motivation is to try and stay in a lower tax bracket)

Other notes: I depreciated our cars' values using KBB Trade-in values.

FICO: 858

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