|2019 Personal Savings Rate: 18.57%, which is more than double our PSR from last year! This is the result of cranking up our 401k contributions.|
EOY NW Target was $310,083 (according to my original plan from December 2009). The market was kind to us this year, so we're not too far off from that target.
2020 Goal: Same as last year: Pay off all remaining credit card debt.This time it's happening. Additional goal: Max out my 401k ($19,500) as well as our HSA account ($7,100). I already increased my 401k by a huge chunk earlier this year, so I just need to squeak out a few more percent. (Part of my motivation is to try and stay in a lower tax bracket)
Other notes: I depreciated our cars' values using KBB Trade-in values.