FatStacks' Net Worth for September 2022

Assets	Value	Change ($)	Change (%)
Cash	$3,883	$997	34.55%
Stocks	$227	($85)	(27.24%)
Company equity	$21,789	-	-
HSA	$12,877	($827)	(6.03%)
Cars	$61,597	-	-
Home	$210,000	-	-
Cryptocurrency	$17,247	($1,883)	(9.84%)
401k - Traditional	$8,080	$3,568	79.08%
401k (old employer)	$116,499	($12,632)	(9.78%)
401k (older employer)	$147,914	($16,393)	(9.98%)
401k - Trad. (spouse)	$4,886	$1,166	31.34%
Profit Sharing (spouse)	$47,386	($4,443)	(8.57%)
Boat	$45,000	-	-
Total Assets	$697,385	($30,532)	(4.19%)

Debts	Value	Change ($)	Change (%)
Home Mortgage (15yr 3%)	$114,774	($625)	(0.54%)
Student Loans (2.8%)	$5,360	($135)	(2.46%)
CC (0% pay off evry mnth)	$2,175	$2,175	-
Car Loan (72mo 3.82%)	$55,493	($805)	(1.43%)
Furniture (0%)	$3,751	($118)	(3.05%)
HELOC (8.25%)	$39,400	-	-
Total Debts	$220,953	$492	0.22%
Net Worth	$476,432	($31,024)	(6.11%)
^*All values shown in USD ($)

Notes:
We just got our "extra" paycheck this month (happens 2x a year), so I paid off the remaining balance of our upcoming November vacation (it hit the credit card this month and immediately paid it off with the extra paycheck, which is why, visibly, there's no dollar movement). I'm still running in the red on some of my budget balances because I had to steal from them to pay off last month's boating shenanigans. I have side work money coming in which will cover it, so right now, just trying to lay low & build back up. I'm pretty excited that the Ethereum merge came & went without issue (*so far). I'm a proponent of Proof-of-Stake because Proof of Work is a giant energy waste. I don't hold any BTC solely because of that reason. I'm financially hopeful ETH becomes the #1 coin long-term (however unlikely) and for our planet's energy sake that BTC flips to PoS (also unlikely, but if ETH can do it...maybe? Time will tell.) I've been stalking a new TV for the last few years, and it was time to replace our 10+year old one. Finally picked one up on a store credit card (0% interest for 24 months), as well as some audio to go with it (0% for 12 months) so I'll chip away at that slowly. The Fed raised the rate today (9/21) by 75 basis points, so I updated my HELOC rate to 6% 529: $50,340 FICO: 842

Notes:

We just got our "extra" paycheck this month (happens 2x a year), so I paid off the remaining balance of our upcoming November vacation (it hit the credit card this month and immediately paid it off with the extra paycheck, which is why, visibly, there's no dollar movement).

I'm still running in the red on some of my budget balances because I had to steal from them to pay off last month's boating shenanigans. I have side work money coming in which will cover it, so right now, just trying to lay low & build back up.

I'm pretty excited that the Ethereum merge came & went without issue (*so far). I'm a proponent of Proof-of-Stake because Proof of Work is a giant energy waste. I don't hold any BTC solely because of that reason.
I'm financially hopeful ETH becomes the #1 coin long-term (however unlikely) and for our planet's energy sake that BTC flips to PoS (also unlikely, but if ETH can do it...maybe? Time will tell.)

I've been stalking a new TV for the last few years, and it was time to replace our 10+year old one. Finally picked one up on a store credit card (0% interest for 24 months), as well as some audio to go with it (0% for 12 months) so I'll chip away at that slowly.

The Fed raised the rate today (9/21) by 75 basis points, so I updated my HELOC rate to 6%

529: $50,340
FICO: 842

Comments

9/16/2022 9:07:01 AM FatStacks
Not looking forward to the Fed's (anticipated) 1% rate increase. That's going to hit our HELOC pretty hard.