Projecting Debt-to-Asset ratio = 59.70%
Goals for 2014 (by Feb 2015).............
1 - $150k in W-2 income for household.
2 - Build RE cash reserve to $15k.
3 - Debt-to-Assets = less than 50%
4 - Total Net Worth = $500k.
5 - Emergency Savings = $20k in cash.
Primary = 15 year, 2.625% fixed, 14 years left
Rental #1 = 15 year, 3.875% fixed, 13 years remaining
Rental #2 = 30 year, 4.75% fixed, 28 years remaining
Rental #3 = 15 year, 3.875% fixed, 13 years remaining
Rental #4 = 30 year, 5.125% fixed, 25 years remaining
Rental #5 = 15 year, 5.50% 2/1 ARM with caps, 13 years remaining
Rental #6 = 15 year, 4.75% 3 year balloon, 14 years remaining
Legend:
"Stocks" = Vested balance in company stock
"Bonds" = Personal Emergency fund
"Annuities" = Investment Property Savings (minus security deposits)
"Other Assets" = Health Savings Account
"Other Real Estate" = Investment Properties (current market values)
"Other Mortgage" = Investment Property Mortgages
"Other Debts" = Hard money loan for rental property rehab |