Overcomer's Net Worth for April 2009


Assets Value Change ($) Change (%)
Cash $5,368 $2,498 87.04%
Stocks $0 - -
Bonds $0 - -
Annuities $0 - -
Retirement $63,811 $6,732 11.79%
Home $284,500 $4,500 1.61%
Other Real Estate $0 - -
Cars $14,000 - -
Personal Property $0 - -
Other Assets $0 - -
$367,679 $13,730 3.88%
 
Debts Value Change ($) Change (%)
Home Mortgage(s) $295,120 ($51) (0.02%)
Other Mortgage(s) $54,639 ($47) (0.09%)
Student Loans $66,299 ($98) (0.15%)
Credit Cards $0 ($991) -
Car Loans $0 - -
Other Debts $0 - -
Total Debts $416,058 ($1,187) (0.28%)
Net Worth ($48,379) $14,917 23.57%
*All values shown in USD ($)
Notes:
Goals for April: 1.)Pay off last of credit card debt. --**DID IT!!**-- 2.)Replenish "Baby Step 1" emergency savings account with tax refund. --**ALMOST THERE, NEED $125 MORE**-- 3.) Fund targeted savings accounts (home/car maintenance, & emergency) with $50 and $75 bi-weekly automatically from payroll. --**DID IT!! NICE TO SEE SOME SAVINGS ADDING UP**-- 4.) Increase 401(k) allotment to total maximum contribution limit of $16,500 by the end of the year. The march towards debt freedom continues, but I need that tax shelter! (sorry Dave!) --**DID IT. HAVE ADJUSTED TO THE AMOUNT OF MY NEW BI-WEEKLY PAY CHECK. DON'T WANT TO END UP IN RETIREMENT WITH NO MONEY LIKE SOME FAMILY MEMBERS I HAVE.**-- 5.) Request overtime and re-advertise to replace my departing roommate. --**GOT THE OVERTIME WHICH IS GREAT, STILL WAITING FOR ROOMIE #2 TO MOVE OUT NEXT WEEK, i WILL RE-ADVERTISE AFTER THAT.**-- GOALS FOR MAY: 1.) MOVE DEBT SNOWBALL ONTO STUDENT LOANS (THE SNOWBALL IS SMALLER DUE TO MY NEW RETIREMENT AND TARGETED SAVINGS ALLOCATIONS, HOWEVER, I WILL BE LOOKING FOR WAYS TO ADD NEW INCOME SO THAT I CAN BUILD IT UP AGAIN). REPLACING MY 2ND ROOMMATE WOULD BE A HUGE HELP. 2.) ADVERTISE TO REPLACE ROOMMATE #2. 3.) KEEP WORKING OVERTIME. April was a good month!

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