DATA FROM APRIL 14, 2018.
"Success is the sum of small efforts, repeated day in and day out." - Robert Collier
Striving to stay optimistic with market fluctuations. Paying down the 0% credit card in time for the end of the promotional period. Working overtime (when granted) and putting that and other discretionary income into savings for home renovations and replacing the 15 year old Honda Accord that still drives like a dream and thanks to telework and the wonderful DC-area Metro system, has less than 120K miles on it. Crazy, I know. Hard to get rid of a car that's never spent a day in the shop and has less than 120K miles on it, especially after making the rookie error of buying it new off the lot in 2003. Anyway, I have been dreaming of a new car a lot lately, and trying to stay out of dealerships for fear of making an impulse buy. Haven't had a car note in a decade and I shudder at the thought of carrying that kind of debt again. Hence, saving and we'll see how much I can keep going with the trusty Honda while my "New Car Fund" grows...
I'm currently throwing a few extra hundred at the mortgage and still fully funding all the retirement accounts plus another $500/month into a total stock market index fund. Looking to cut a few more expenses and hoping to get to living off of one post-tax/post-retirement contribution bi-weekly paycheck. Will put the other one into savings and investments with the goal of building up my 'stache/FU Fund. The job is not the worst, but neither is the stifling bureaucracy great either. Idleness is not for me, but I could surely do with not having to deal with my boss's foolishness, and I have long held dreams of making a career transition... |