Opted not to get the car loan - no need for the second car right now. My daughter doesn't even have a job yet and she can take the bus to school. When the need arises, I will find a way to pay cash so I don't have to finance the car. Probably the smartest thing I've done financially in quite awhile! I think I'm going to have a mini cancel credit card party today...at the minimum, I'm removing them all from my wallet except for one for emergencies - which I've never used except for balance transfers. |