As of December 2, 2011. "Cash" = personal cash. "Stocks" = all non-registered equity investments, combined personal and corporate holdings (Canadian/US/International Index Funds & ETFs). "Bonds" = corporate cash (including actual cash and fully-liquid assets). "Retirement" = all registered investments. "Other Assets" = TFSA account (Considered an "emergency fund" which holds only fixed-income assets). "Home Mortgage" = actual mortgage. "Other Mortgage" = Line of Credit. "Other Debts" = Interest-Free Loan.
NB: I have made a few small changes in nomenclature to clarify things for accounting purposes.
A pretty significant change this month. Investments still sagged, but on the positive side my condominium has sold and I should be able to repay all of my loans save for the interest-free loan for obvious reasons. Income from the summer was finally paid out, at last. That, in addition to regular income from the month, equated to the largest monthly gain that I have had in a while. Things will sag next month due to no income coming in for a while because of my trip, but given the turmoil of the year and all of the uncertainty I'm happy with my overall financial situation going into 2012. I will need to think about setting my financial goals for 2012 over the next 2-3 weeks and tidy up my situation so that I don't have so much excess cash sitting around and doing nothing. |