As of July 27, 2014. "Cash" = personal cash. "Stocks" = all non-registered equity investments, combined personal and corporate holdings (Canadian/US/International Index Funds & ETFs). "Bonds" = corporate cash (including actual cash and fully-liquid assets such as money invested in high-interest savings accounts). "Annuities" = Whole life policy, invested in corporate name. "Retirement" = all registered investments. "Other Assets" = TFSA account (Considered an "emergency fund" which holds only fixed-income assets). "Other Debts" = Interest-Free Loan.
Decent gains once again this month, almost surprisingly so. Steady climbs throughout with equity markets holding firm and blue-chip stocks performing like blue-chip stocks. I have been impressed with Bank of Montreal specifically - in less than two years I have gained over 50% equity when considering that dividends have been re-invested. All of the banks have done amazingly well, to the point where I wonder why I don't just simply invest all my money into them and watch them continue to rise and rise...
I have to start to track a new investment this month, as I have signed onto a tax-sheltered whole life insurance policy that essentially serves as fixed-income investment vehicle that is tax sheltered. That one will slot into the annuities target and since I do not have access to the amounts on more than a quarterly basis I will basically just tally the contributions made with no interest or gains applied. |