As of December 7, 2014 "Cash" = personal cash. "Stocks" = all non-registered equity investments, combined personal and corporate holdings (Canadian/US/International Index Funds & ETFs). "Bonds" = corporate cash (including actual cash and fully-liquid assets such as money invested in high-interest savings accounts). "Annuities" = Whole life policy, invested in corporate name. "Retirement" = all registered investments. "Other Assets" = TFSA account (Considered an "emergency fund" which holds only fixed-income assets). "Other Debts" = Interest-Free Loan.
Tough to swallow the fact that I had a negative month based on the markets, but Canada is heavy in financials and oil & gas and it has been a rough time period for both sectors. I didn't bring in much income either this month, so that didn't help to offset the big losses in the markets. But when you're invested for the long-term, sometimes these periods happen. We'll just ride through them and hang on to the strong blue chips and bolster my portfolio when others are panicking. I am still at a gain of over $350K for the year, hopefully the markets will hold here on in. |