|ough month for us. My wife lost her job but at least we will save $1,400 a month on daycare and travel expenses. I also have to add my wife and son to my benefit plan which will cost us an additional $120 pr month.
I refinanced my second property, so my balance increased from $117 to 121, but I locked in a 1 point lower interest rate and switched my loan term to 15 years from 30. Times will be tighter but I still hope to save, not really sure what to do. |