| Currency |
|---|
| United States Dollar - USD |
| Date Joined |
|---|
| 11/25/2018 |
| Salary Range |
|---|
| 150,000 - 199,999 |
| Occupation |
|---|
| Science & Research |
| Age Range |
|---|
| 50-54 |
| Cost Of Living |
|---|
| Very High Cost Of Living (VHCOL) |
| About Me |
|---|
| Single parent . Late start to investing for retirement. I paid off close to $100,000 debt (mainly student loans) during the pandemic. I figured out how I can retire at 58-60 if I stay diligent, continue to live frugally and keep investing. |
| Why I Joined |
|---|
| To keep track of the journey. |
| Best Financial Decision |
|---|
| I'm not a person meant to have CC's. I no longer have any credit cards/accounts of any kind. Which has equated to investing more, even while living in a VHCOL area. |
| Worst Financial Decision |
|---|
| Student Loans. Putting myself in consumer debt. Financing cars. That kind of debt is really quite a banshee. |
| Current Investing Strategy |
|---|
I am playing catch up (investing $25K-$35K/year).
Pre-tax: 401K
Post-tax (set it and forget it): Variable Acct > Savings & Investing > Bill Pay Acct |
| How do you manage your finances? |
|---|
| One variable spending account. The rest rolled of my paycheck rolled into a bill pay account (add money and bills/investments/savings are automated). When the variable spending budget runs out, I have no more to spend until the next payday. It's a great method for those with executive function challenges. |
| What tools do you use? |
|---|
Spreadsheet Nerd
NetworthShare
Vanguard
Fidelity |
| I need financial help with... |
|---|
| I have 5-9 years until semi/retirement. How to moderately accelerate the NW aside from saving & investing. |
| Favorite Books |
|---|
| The automatic millionaire, The simple path to wealth, Financial Freedom, Quit Like a Millionaire |
| Favorite Movies |
|---|
| Constantine, Shutter Island, the Game, Devil's Advocate |
| Last Login |
|---|
| 3/25/2024 |
| Budget |
|---|
| This user has not created a budget |