| 7/17/2023 11:02:11 PM azphx1972 |
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| Trying out the budget feature. Please let me know if anything looks out of line. |
| 7/19/2023 8:32:14 AM sertra2002 |
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| You did a great job of putting in all details of the expenses in the budget. Looks good! I did notice you include the 401K contributions in expense. I did not as the 401k contributions are deducted from the paycheck and I did not include it in my take home so did not mention it at all. |
| 7/19/2023 2:55:14 PM azphx1972 |
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| Thanks for the feedback, sertra! I didn't initially include my 401k contributions, but thought it might be beneficial to show for increased transparency, and may help others in a similar situation to see how much I'm saving for retirement at my current income level. You make a valid point though, it's mostly out of sight & out of mind since I never see it hitting my bank account, and if I wasn't super disciplined I might be tempted to spend it. 😂 I appreciate you sharing your budget so that I can confirm my expenses aren't out of whack! |
| 7/20/2023 8:21:33 AM sertra2002 |
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| I like your reason for including it. I have modified mine as well to show the 401K contributions now. |
| 7/23/2023 6:39:33 PM Appliedvalueinvestor |
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| Very detailed budgeting. Curious do you have kids/family expenses as well? |
| 7/23/2023 6:39:34 PM Appliedvalueinvestor |
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| Very detailed budgeting. Curious do you have kids/family expenses as well? |
| 7/24/2023 4:37:21 AM azphx1972 |
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| Thanks guys. I'm currently single and don't have any dependents to support (including kids, stay-at-home spouse, elderly parents, etc.), so my expenses are probably less than those who do. |