gadget's Net Worth for October 2011

Assets Value Change ($) Change (%)
Cash $28,907 $1,365 4.96%
Stocks $0 - -
Bonds $0 - -
Annuities $0 - -
Retirement $49,723 $1,344 2.78%
Home $120,300 $2,200 1.86%
Other Real Estate $0 - -
Cars $32,965 ($300) (0.90%)
Personal Property $0 - -
Other Assets $0 - -
$231,895 $4,609 2.03%
Debts Value Change ($) Change (%)
Home Mortgage(s) $87,458 ($812) (0.92%)
Other Mortgage(s) $0 - -
Student Loans $9,396 ($84) (0.89%)
Credit Cards $473 ($455) (49.03%)
Car Loans $0 - -
Other Debts $0 - -
Total Debts $97,327 ($1,351) (1.37%)
Net Worth $134,568 $5,960 4.63%
*All values shown in USD ($)
Cash did GREAT this month when you consider that I paid our city and school property taxes! Hopefully the worst of this Eurozone debt crisis is behind us. I would like to see a slow and steady climb in retirement from here on out... Home value is doing okay, we're still not moving. Cars are paid for, we're not moving up until we can do so with cash. Took a tiny bit larger bite out of our mortgage, but we've already shifted our plan, so this will be the only reduction this size on our mortgage for another (roughly) six months. We decided that if we were going to make saving for our daughter's college a priority, like we have been, then we first needed to make our retirement a priority. Once we've socked away enough cash to buy a car, we'll start putting a bit extra down on the mortgage. Student loans continue to hang out. Dave Ramsey would accuse us of considering them household pets... but they're not hurting us right now. If the rate on them ever adjusts to above 3%, we'll kill them with one shot. Paid off the credit card like I promised last month, but ran into some unexpected bills, nothing major, and didn't want to dip into savings. I'm not too upset, cause we rocked it with cash, considering the ~$3k (cumulative) tax bills we received a week ago. Yes, I realize they're not due until the end of January, but I'm compulsive like that - I pay bills as soon as I receive them. I realize we could earn about eight bucks if we held on to that money for another three months, but the peace of mind is totally not worth waiting.