gadget's Net Worth for November 2011


Assets Value Change ($) Change (%)
Cash $31,072 $2,165 7.49%
Stocks $0 - -
Bonds $0 - -
Annuities $0 - -
Retirement $52,956 $3,233 6.50%
Home $120,000 ($300) (0.25%)
Other Real Estate $0 - -
Cars $34,546 $1,581 4.80%
Personal Property $0 - -
Other Assets $0 - -
$238,574 $6,679 2.88%
 
Debts Value Change ($) Change (%)
Home Mortgage(s) $87,044 ($414) (0.47%)
Other Mortgage(s) $0 - -
Student Loans $9,313 ($83) (0.88%)
Credit Cards $1,306 $833 176.11%
Car Loans $0 - -
Other Debts $0 - -
Total Debts $97,663 $336 0.35%
Net Worth $140,911 $6,343 4.71%
*All values shown in USD ($)
Notes:
Cash appears to have done better this month, but it's only because we started putting everything on our credit card. Our bank dropped their debit cards rewards last month, so we're going to play the game - charge it all up and pay it off. But we're going to make an effort to have cash in checking at all times to cover any balance we carry on our credit card. I'm happy with retirement too. No complaints about the home value. Car value went up a bit, but KBB has adjusted their available "conditions". It's all funny money anyhow. If someone wants to pay me $29-30k for a five year old truck (I paid $22k at the height of the oil crisis several years ago), then show me the money!! Mortgage is just another bill for now. Student loans are chill; no harm no foul. Credit card reflects our new strategy. That is, charge all regular monthly bills and pay off statement in full. We still plan to pay for certain expenses, like food and clothing, with cash, to hopefully avoid overspending.

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