| Still reeling from the holidays. Planned expenses got overrun by circumstances, though not too far out of control. Had the work done on the house the loan was for, necessary but painful. Had another losing month in the retirement fund, but then again, haven't most folks. A ray of good news is the continuing reduction in my CC debt. Oh, both the spouse and I still have jobs, that's a big plus. Not expecting a refund of any significance , and what little I did get for a preformance bonus at work has already been spent. Looks to be a lean winter and spring. |