girlnextdoor's Net Worth for October 2010


Assets Value Change ($) Change (%)
Cash $2,413 ($692) (22.29%)
Stocks $0 - -
Bonds $0 - -
Annuities $0 - -
Retirement $15,560 $990 6.79%
Home $0 - -
Other Real Estate $0 - -
Cars $1,000 - -
Personal Property $0 - -
Other Assets $0 - -
$18,973 $298 1.60%
 
Debts Value Change ($) Change (%)
Home Mortgage(s) $0 - -
Other Mortgage(s) $0 - -
Student Loans $20,243 $403 2.03%
Credit Cards $0 - -
Car Loans $0 - -
Other Debts $0 - -
Total Debts $20,243 $403 2.03%
Net Worth ($1,270) ($105) (9.01%)
*All values shown in USD ($)
Notes:
Roommate still owes me about $1,000 for household bills. Also I've had one real paycheck and was really really tempted to wait to update until after I get paid again on Friday! My student loans seem really screwy - when I logged in today there was a balance listed, but on another page (I'm not even sure why I clicked around to other pages) it looked like that balance /doesn't/ include interest that has accrued. So I'm putting the higher balance (that I assume includes the interest accrued) and assuming for now that I owe that much. When I have more time I'll look more closely and figure it out. I signed up for renter's insurance for the first time in my life! I think I now have all of my insurance stuff in order. I set up my 401(k) at my new employer to hold 5% of my check, since my employer matches up to 3% and 50% of the next 2% (so, up to 4% if you contribute 5% or more). I'll continue putting $200/month into my Roth, and possibly increase that once I get a good idea of what my monthly budget will look like here. I'm also planning on paying off my student loans in 18ish months. I really want to build my savings back up before I pay them down too aggressively, but they're at 6.8% which is way higher than I'd like.

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