|What a roller coaster this year has been. |
I threw a few thousand into DH's Roth right before the election to max it out for 2020. Got to pick up a little extra gains from that.
I'm thinking we are over-invested in retirement at this point, so for 2021 I am going to drop my 401k contributions down to the company match, possibly flip them to a regular 401k as opposed to the Roth 401k they're currently going in, and invest the rest in taxable accounts. I realize this is backwards from the advice most people give about retirement, but I'm thinking if/when we retire early, we'll want access to more $ outside of retirement accounts so it makes sense to start putting money in places where we won't pay a fee later to use it.