| I opened a 529 for my (now) 3 year old in November, and then one for my (now) 8 month old in December. Put in the max that we can deduct for state taxes for each ($4k). Since the market dipped, the first has a lower balance than the second. It's funny .... watching our total net worth swing by 10s of thousands of dollars a month doesn't phase me at this point, but watching the small dips in the money specifically earmarked for their education is bothering me. It "feels" worse somehow, or like I need to figure out how to make sure each child shows a "fair" amount, even though the actual quantity in each of these is meaningless. And I don't even think of it as "their" money, and we are only putting it in those accounts in case we end up doing private K-12, not as college savings. Human emotions are weird. |