Hope y'all had a good February! Posting on the 28th just because it looks like I might be busy on the 29th.
GOD THIS MONTH FELT GOOD Y'ALL.
Wife's company put in the match; it's company stock but the value is based on the ESPP rate. 6% match, but immediate 15% gain on that. Volatile market combined with being in a blackout period brought us back to 0% gain but it'll come back.
Re-evaluated the car, we only put 6000 miles a year on it so it crawled up a smidge.
Used our tax refund to pay down some card balance, got a 0% balance transfer option for a substantial chunk of the rest.
Wife got a 9% raise just a few days ago; I got clearance for graduation.
Looks like I'm going to take some time after I graduate before I start grad school, just gonna get some experience first get us the rest of the way out of this hole.
Really good month. Things are seriously looking up from here. The goal is to be in the black by the end of the year.
Have a good St. Patty's Day!
(notes: we've got a handful of restricted stock units, i'm not sure whether to count those as part of our net worth or not...bumped the wife's 401(k) contribution to 7%, we want to get to 9% so we're having a full 15...hopefully our credit scores climb with the credit cards going down so we can refinance some personal loans at a lower rate, currently paying 18.35 and don't want anymore of that...) |