Closed on the home refi finally, got it down to 2.99 over 29 years rather than 4.62 over 30. Had to buy some points and rolled it into the closing; but we save 350/mo on the actual payment so we're intending on using that on our higher interest debt.
Cash is tight but not precariously low since payday is literal tomorrow. Aggressively paying off credit cards and our consolidation loan at this point. I've started bringing in some income as well.
First month that Zillow has had our home value dip a little bit, that's also playing a role here.
Looks like a bad month on paper - and I guess it kind of was - but this ding should be recovered quickly. |