| I did a bad thing.
I was afraid I wouldn't get past the week of Black Friday without springing for something. Alas, the opportunity to get a decent item for a decent price was too much to resist. I picked up a Samsung 46" Slim LED TV (because sometimes there's just no need to use the projector for casual viewing). Total came to $871 (including taxes and recycling fee). It's a current year model with a bunch of nice features, and I saved $300, so I can mark that long-standing item off my list.
But enough about expenses. I've been pulling a few extra jobs (websites and music) so took in more than usual. I'm also continuing to hold off on all non-essential business expenses until that account is back to $10K (need a few more months for that). Another piece of good news is that I have one payment left on the house furniture. Good times!
The end of the year will be marked by a bunch of account re-balancing. I'll be throwing extra fundage into the Roth IRA (making up for the current lack of 401k contributions). Also, as of January 2013, the new default amount in my checking will increase to $8000. That's a solid 2 months worth of expenses (a first-line-of-defense contingency measure). Extra savings and emergency fund amounts will remain the same for now. This all totals a 9-month cushion, were my income to completely cease. Hopefully I don't have to use it, but these days you never know what the future holds. |