The most active part of November was of course Black Friday specials, but for this year the focus was on discounted computer software to complement the everlasting migration to a new machine. I've requested the last 2 weeks of the year off from work, which will definitely be a time to finish upgrading and get it out of the way!
For 2020, an extra $100/month will be appended to additional mortgage principal payments. With all the savings rates plunging below 2% it's best if a little extra is added to that department instead, in order to reduce the 4% hit.
I will also be switching HSA contributions from Lively to Fidelity. Not that there's anything wrong with Lively, they are excellent. I'm just consolidating all investable assets under one roof. I will keep Lively around for another year, just to spend down the small balance I have in there.
Hopefully December gets a year-end boost with work bonuses and additional holiday music performances. Upward and onward... |