kinless' Net Worth for November 2019


Assets Value Change ($) Change (%)
Cash $126,119 $1,728 1.39%
Bonds $6,049 $6 0.10%
ULI Total Value $8,061 ($2) (0.02%)
Retirement $167,637 $3,844 2.35%
Home $612,500 ($500) (0.08%)
Other Real Estate $0 - -
Cars $2,200 - -
Personal Property $16,000 - -
Other Assets $0 - -
$938,566 $5,076 0.54%
 
Debts Value Change ($) Change (%)
Home Mortgage(s) $255,989 ($769) (0.30%)
Other Mortgage(s) $0 - -
Credit Cards $2,223 $1,034 86.96%
Car Loans $0 - -
Other Debts $0 - -
Total Debts $258,212 $265 0.10%
Net Worth $680,354 $4,811 0.71%
*All values shown in USD ($)
Notes:
The most active part of November was of course Black Friday specials, but for this year the focus was on discounted computer software to complement the everlasting migration to a new machine. I've requested the last 2 weeks of the year off from work, which will definitely be a time to finish upgrading and get it out of the way!

For 2020, an extra $100/month will be appended to additional mortgage principal payments. With all the savings rates plunging below 2% it's best if a little extra is added to that department instead, in order to reduce the 4% hit.

I will also be switching HSA contributions from Lively to Fidelity. Not that there's anything wrong with Lively, they are excellent. I'm just consolidating all investable assets under one roof. I will keep Lively around for another year, just to spend down the small balance I have in there.

Hopefully December gets a year-end boost with work bonuses and additional holiday music performances. Upward and onward...

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