As the year begins to wane, it looks like some new adversity snuck in, causing markets to fall flat on their face right near the end of this reporting period. Of course I used those opportunities for kicking more dry powder over and slowly eroding short term cash holdings. Not only that but I'll be transferring some more cash over to my Brokerage, achieving the annual 18% savings rate before the year closes out. If there's any more volatility I'll up my game in the International/REIT holdings, where I'm rather underweight.
I didn't survive Black Friday as well as I thought I would, spending nearly $1,000 between different categories. Maybe to some of you that's nothing, whereas others think that's a fortune. Regardless, I won't be holding the debt long, as I'll carry on the tradition of paying off all CC balances during the last week of December and clean the slate for 2022.
Full rental income should pick up again. I'd really like to buy another property in the same area next year, but with prices continuing to be elevated, it's not making too much sense in the cash flow dept, so it may be optimal to stand pat for now.
Tune back in at the end of the year to see how far away I am from the official two-comma club. Won't be long now! |