Numbers and notes from 01/27
This past month has been nice. I'm focusing less on work and more on friends. I met up locally with a few friends from high school and college over the weekends, and I flew to Seattle over MLK Day long weekend to meet friends there. My boyfriend's resolution is to change jobs so he is following a strict schedule these days. I'm trying to give him space by using my time to deepen my friendships and rekindle my creative side. I used a vinyl cutter and heat press to add a design on a shitrt yesterday and I bought a voucher for horseback riding with lessons today.
As you can tell, I'm in that cash crunch week right now. One bank's site is down for maintenance so the credit card debt number is an estimate. I did finally fill out the autopay form so I won't need to do it manally from next month onward.
My net worth increased by 112K to 214K in the past year, I personally contributed 64K (after 5K excess contribution withdrawal) and the rest was company match and investment gains. Here’s how my investments have changed between the December 2016 and December 2017 entries:
Stocks (Brokerages + ESPP proceeds): 20K original amount, +65K change, +35K personal savings, +16K ESPP contributions for three quarters, +14K gains
Retirement (Roth 401K + Roth IRA): 75K original amount, +46K change, +18K my contributions, +8K company contributions, -5K excess contribution and earnings distributed from Roth IRA because I contributed too much for my income level in 2016, +15K gains
Car Loan: -4K
Everything else: Stay the same, within $3K of current levels
I don’t really plan out how much of my savings I invest, it just ended up being 35K in 2017. Here’s what I know will get added in 2018 assuming I stay at my job (I plan to):
Stocks: +22K ESPP contributions for four quarters, +119K current value of RSUs which will vest in 2018
Retirement: +18K my contributions, +9K company contributions
Everything else: Stay the same, within $3K of current levels |