Career: I'm remediating the situation at work now. I'm getting help from others, it's making a big difference. I went into office once last week, and will start going back regularly this week. That's also making a difference in terms of mindset. My mind thinks whatever I do in an office is automatically more legitimate than whatever I do at home, even if the things I'm doing are the same. My mind is funny like that, but I'll take whatever works.
Life: We closed on a house on the San Francisco peninsula and moved a week ago. We also got the house treated for termites and fungus, and are getting another foundation inspection to have a second opinion on what we need to repair. We're rapidly realizing we could do a lot of updates to this house, just need to prioritize what is absolutely necessary and what we can compromise on. Now that we're moved in and have the basics unpacked, I'm going to take a back seat here to focus on other things like my work and restarting my diet exercise routines. The home and home mortgage are our first joint assets so I'm leaving them off my net worth tracking. Suffice to say that my savings rate will go down since we're paying a lot more in PITI than we were paying in rent.
Financial: I did three in kind transfers and established a deposit relationship in time to get an interest rate discount at closing. I didn't realize it, but fractional shares get sold and get transferred as cash in lieu when doing a full in kind account transfer. I should have done three partial transfers in order to avoid selling fractional shares. Oh well, I have a little more cash cushion that expected which definitely helps with cash flow. We're going to need it because we'll probably owe money to the IRS, even though I elected extra withholding on my W4 last year. My partner sold positions with capital gains last year to liquidate his share of down payment funds and did quite a few cryptocurrency transactions as well, all of these will increase the 2021 tax hit. I'm waiting to receive a small check from the title company for closing fees we paid but didn't need. And I'm expecting a big check from my previous landlord for our security deposit and possibly pro rated rent for moving out before the last day of the month. Let's see how this all plays out.
Health & wellness: I'm at the halfway point of the Pathfinder+ program, but I didn't do it for the past two weeks because I've been moving and getting settled. I'm hopeful to unpack the exercise stuff by this weekend and finish this program by the end of the month. Since I'm going back to office regularly, I might start going to fitness classes at the gym there. I use the Daily Dozen to track my diet and I've been pretty off for the past two weeks. I need to buy some oatmeal, unpack the flaxseeds, and start making myself a healthy breakfast of overnight oats with flaxseeds, nuts, and berries. We get a lot of sunshine in the new house and we're waking up earlier with the sun and sleeping earlier as it gets dark too. I'm excited for healthier routines we're building! |