Not a great year but 2018 resulted in an 8%+ net worth increase over 2017. This was due to a strong savings rate in 2018, since the market did not really help with returns. Had some significant expenses in 2018, including a new car and several house repairs. Important note on cash: $125k of this amount is currently in short-term CDs with 2.25% - 2.75% interest. Will be planning for 2019 towards the end of January. |