| Savings were helped this month by the his economic stimulus check, her state refund, and his federal refund check. Savings were not helped by another drop in our HYS rate.
I've been tracking our expenses for the last few months, and it always shocks me that we spend so much. We are pretty frugal and have little to no entertainment expenses, eat out rarely, etc. It still adds up to around $1,200 a month, and that excludes rent. Ouch. The Mr. thinks that is just the way it is, and we can't get any more frugal. That is a hard pill for me to swallow, so this month I will try to find ways to save.
We are down to two checking accounts, but still have two sets of credit card bills. Almost all of our recurring (utility, credit card) bills are now on autopay (as opposed to user initiated online pay) which should make things easier. I don't want to stop using certain accounts because of rewards that are accruing on certain cards right now.
So our goals are not too aggressive, but they are a bit of a stretch. We are aiming for 145,000.00 in non-retirement, liquid funds by year end.
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