Net Worth Comparison
By Age
$330,212
$29,852,399
By Occupation
$22,073
$8,168,000
By Education
$8,000
$11,990,000
By Salary
($131,337)
$5,675,300

auzzieyank's Profile

Currency
United States Dollar - USD
Date Joined
4/12/2016
Salary Range
200,000 - 249,999
Occupation
Computer Programming
Age Range
50-54
About Me
Scottish guy Married to a Thai girl and we have one young daughter together. The wife and I are both maxing out our 401k, Roth IRA's, HSA. Residing in Calif currently. Both of us work in tech jobs and the salary range is for both our salaries combined.
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The one thing that I must stress to all that read this, especially to younger savers, is that hardest journey is from zero to 1 million, it takes the longest. But, for 2+ million, if you look at any profile here on this site, you will see that the journey to the next million(s) is much faster and just goes exponential. That my friends is compounding interest! You shouldn't wonder how the rich get richer, you should aspire to get to 1 million yourself. One thing I found it once my portfolio got to 500k, it then started to really accelerate, so your goal should be first to get to 500k in savings. So don't give up and keep going until you get to that goal first. When the market is down and your portfolio is down, just buy more. Our govt will print money until it blows up the currency.
Why I Joined
The only way to get time freedom is through money, so I need to track my money. I will retire early. F.I.R.E follower, working on for Fat FIRE. The final goal is 3m at which point I retire or Financial Independence Recreational Employment mode.
Best Financial Decision
Using a networth tracking site, buying a small house, paying it off early, max contributions to 401ks, Roth IRAs and HSA. Putting the leftover income into brokerage accts. Live below your means so you can buy your freedom.
Worst Financial Decision
Not saving for retirement sooner. Not saving for retirement sooner. Not saving for retirement sooner. Not saving for retirement sooner. For those of you not listening. Save early, save often. Let compounding do the hard work. Refinancing my house too many times rather than just paying it down. Not saving for retirement sooner, if you are young, save for retirement now. That is the one lesson that you should take from any of these profiles. I've had to save extremely aggressively in order to get where I am because I'm older also.
Current Investing Strategy
Obtain retirement income through index investing and 4% rule.
How do you manage your finances?
I don't balance my checkbook. I have a cushion of savings. Vanguard! You need to own stocks to stop losing out to inflation. Don't let the govt take away your hard earned money, by ASSETS (Stocks and Real Estate)
What tools do you use?
PersonalCaptial.com
I need financial help with...
Getting invested instead of sitting in cash. VTI, VOO, QQQ and getting out of Bonds, no longer buying bonds, they are a loosing bet with the level of inflation we have.
Favorite Authors
Millionaire Next Door - Thomas J. Stanley's books, jlcollinsnh.com, madfientist.com, choosefi.com, gocurrycracker.com, rootofgood.com, millennial-revolution.com
Favorite Books
Rich dad poor dad, millionaire next door, the simple path to wealth
Favorite Movies
Wall Street 1/2 (You got 90% of the American public out there with little or no networth. I create nothing! I own.)(What's your number? more), Tron Legacy.
Last Login
1/24/2022
Net Worth Entries
All values shown in USD ($)
2022 - January $2,070,500 $0 $2,070,500
2021 - December $2,198,500 $0 $2,198,500
2021 - November $2,150,000 $0 $2,150,000
2021 - October $2,124,000 $0 $2,124,000
2021 - September $2,032,000 $0 $2,032,000
2021 - August $2,075,000 $0 $2,075,000
2021 - July $2,029,000 $0 $2,029,000
2021 - June $1,970,000 $0 $1,970,000
2021 - May $1,881,000 $0 $1,881,000
2021 - April $1,876,000 $0 $1,876,000
2021 - March $1,781,000 $0 $1,781,000
2021 - February $1,776,000 $0 $1,776,000
2021 - January $1,710,000 $0 $1,710,000
2020 - December $1,672,000 $0 $1,672,000
2020 - November $1,606,000 $0 $1,606,000
2020 - October $1,561,000 $0 $1,561,000
2020 - September $1,541,000 $0 $1,541,000
2020 - August $1,506,000 $0 $1,506,000
2020 - July $1,459,000 $0 $1,459,000
2020 - June $1,441,000 $0 $1,441,000
2020 - May $1,370,800 $0 $1,370,800
2020 - April $1,314,500 $0 $1,314,500
2020 - March $1,252,000 $0 $1,252,000
2020 - February $1,340,000 $0 $1,340,000
2020 - January $1,305,000 $0 $1,305,000
2019 - December $1,294,000 $0 $1,294,000
2019 - November $1,261,000 $0 $1,261,000
2019 - October $1,219,000 $0 $1,219,000
2019 - September $1,212,000 $0 $1,212,000
2019 - August $1,194,700 $0 $1,194,700
2019 - July $1,255,000 $63,000 $1,192,000
2019 - June $1,245,000 $63,000 $1,182,000
2019 - May $1,248,000 $80,000 $1,168,000
2019 - April $1,237,000 $84,600 $1,152,400
2019 - March $1,199,600 $86,000 $1,113,600
2019 - February $1,173,000 $87,000 $1,086,000
2019 - January $1,124,000 $88,000 $1,036,000
2018 - December $1,106,000 $89,000 $1,017,000
2018 - November $1,150,000 $90,000 $1,060,000
2018 - October $1,144,000 $91,000 $1,053,000
2018 - September $1,164,000 $92,000 $1,072,000
2018 - August $1,134,000 $93,000 $1,041,000
2018 - July $1,116,000 $94,000 $1,022,000
2018 - June $1,098,000 $95,000 $1,003,000
2018 - May $1,089,000 $106,200 $982,800
2018 - April $1,058,200 $107,200 $951,000
2018 - March $1,057,000 $108,300 $948,700
2018 - February $1,041,000 $109,300 $931,700
2018 - January $1,034,000 $110,400 $923,600
2017 - December $1,014,500 $111,400 $903,100
2017 - November $985,000 $112,400 $872,600
2017 - October $977,000 $113,500 $863,500
2017 - September $968,000 $114,500 $853,500
2017 - August $956,000 $115,600 $840,400
2017 - July $936,000 $117,600 $818,400
2017 - June $936,000 $119,700 $816,300
2017 - May $925,500 $121,600 $803,900
2017 - April $923,500 $123,600 $799,900
2017 - March $921,000 $124,500 $796,500
2017 - February $907,000 $125,500 $781,500
2017 - January $887,500 $126,250 $761,250
2016 - December $878,500 $129,596 $748,904
2016 - November $871,000 $130,596 $740,404
2016 - October $860,000 $132,596 $727,404
2016 - September $850,000 $136,763 $713,237
2016 - August $846,000 $142,000 $704,000
2016 - July $812,000 $144,000 $668,000
2016 - June $799,000 $146,000 $653,000
2016 - May $787,500 $148,000 $639,500
2016 - April $783,000 $150,000 $633,000
2016 - March $773,000 $161,000 $612,000
2016 - February $773,000 $161,000 $612,000
2016 - January $765,000 $164,000 $601,000
2015 - December $765,000 $164,000 $601,000
2015 - November $755,000 $165,000 $590,000
2015 - October $725,000 $169,000 $556,000
2015 - September $725,000 $169,000 $556,000
2015 - August $725,000 $169,000 $556,000
2015 - July $725,000 $169,000 $556,000
2015 - June $708,500 $170,500 $538,000
2015 - May $708,500 $170,500 $538,000
2015 - April $708,500 $170,500 $538,000
2015 - March $708,500 $170,500 $538,000
2015 - February $709,000 $180,000 $529,000
2015 - January $709,000 $180,000 $529,000
2014 - December $700,000 $199,500 $500,500
2014 - November $700,000 $199,500 $500,500
2014 - October $700,000 $199,500 $500,500
2014 - September $678,000 $199,500 $478,500
2014 - August $488,000 $31,000 $457,000
2014 - July $476,000 $31,000 $445,000
2014 - June $480,000 $32,000 $448,000
2014 - May $474,500 $33,000 $441,500
2014 - April $473,500 $34,000 $439,500
2014 - March $466,500 $35,000 $431,500
2014 - February $458,500 $36,000 $422,500
2014 - January $459,000 $37,000 $422,000
2013 - December $449,500 $37,000 $412,500
2013 - November $442,000 $38,000 $404,000
2013 - October $424,000 $39,000 $385,000
2013 - September $389,000 $41,000 $348,000
2013 - August $362,500 $42,000 $320,500
2013 - July $345,000 $43,000 $302,000
2013 - June $340,750 $43,500 $297,250
2013 - May $334,500 $44,000 $290,500
2013 - April $330,000 $45,000 $285,000
2013 - March $320,000 $47,000 $273,000
2013 - February $316,000 $48,000 $268,000
2013 - January $315,000 $49,000 $266,000
2012 - December $320,100 $50,200 $269,900
2012 - November $319,500 $51,000 $268,500
2012 - October $317,000 $52,000 $265,000
2012 - September $306,500 $53,000 $253,500
2012 - August $301,800 $54,000 $247,800
2012 - July $293,800 $55,000 $238,800
2012 - June $287,500 $57,000 $230,500
2012 - May $281,500 $61,820 $219,680
2012 - April $269,500 $65,640 $203,860
2012 - March $266,000 $70,650 $195,350
2012 - January $260,000 $82,000 $178,000