Career: Going into office is continuing to play mind tricks to make me feel better about my work. We're getting to the phase where we can see our work of the past months coming to fruition. Once we get to that point, we'll get immediate feedback as we make progress and this makes the work go faster too. My office announced a policy change that may negatively affect my career prospects if I stay at this company. I will have to see what the full ramifications of this policy change are.
Life: An immigration interview we've waited on for two years finally happened last month. It went well and my partner's has a more stable immigration status in the US! We celebrated with dinner and drinks last Friday. We bought a nice sofa and put up curtains and string lights they've really warmed up the house. And my best friend is visiting over Memorial Day, I'm really looking forward to it! All that to say, the things that really matter are going well regardless of how the numbers here look.
Financial: The past couple months have been especially painful on our individual stocks. My partner's company especially has gotten slaughtered, the stock price is half of what it was at the beginning of 2022. My holdings are more stable but still lost value and it's reflected here. I'm still leaving off my share of home equity worth 155K, since the house is a joint holding, but it's tempting to add that here to make the numbers look better. I feel money is tight because my net worth number has decreased so much, but really we have plenty of money for the things that matter which is not captured in the number.
We owe 50k to the IRS because we hadn't set up withholding properly last year, we registered for a payment plan with the IRS and filed for an extension because we wanted to have an accountant look at our return before we file. I took a day this weekend to fix my supplemental withholding and asked my partner to do the same. I also calculated a rough pre-tax and post-tax money map and realized this years annual budget is around 70k post-tax after accounting for tax-advantaged retirements accounts, last year's tax payment, and PITI on our house. That's actually a huge budget, especially considering it's post-tax.
I set up dividend reinvestment in the new brokerage account made for the deposit relationship. I also set up a monthly mortgage payment from my account to our joint account as well as from our joint account to our mortgage servicer. Finally I closed a savings account which wasn't paying enough in interest anymore. We good good-sized checks from the title company and from our previous landlord.
Health & wellness: Life is busy so I only did yoga once in the past month. I still use the Daily Dozen app to track my diet and I get awesome food at office so my diet's improved. I eat tons more dark green leafy vegetables than I used to lol. Honestly I'm probably going to spend a lot of my time in office or setting up the new house so I'm not sure how much I'll exercise in the next month. |