Hello 2024!
Starting the New Year with an annual pay raise of ~5%. I also anticipate my time in service pay increase and promotion to LTC pay raise as well. By the summertime, these pay bumps will be ~$2,000 per month.
Working to curb down my excessive spending from last year. I've attained some amazing, luxury, experiences but I did dip into my non-taxable account and even my Roth IRA (only what I've invested).
I am committed to maxing out my personal IRA and 401K accounts again this year while also working to curb my luxury experience trips this year. I'll need to balance this while paying off the tax bill for the sale of stocks (~100k), preparing to PCS, and also planning for a summer trip overseas.
I have two more luxury experiences planned for January that should run about ~15k.
Thankfully, I've accrued a ton of points on my cards, so I think I can cover the majority of my trips through the redemption process. I'm also greatful that I'll qualify for a military pension so when I retire in 3-5 years, I'll automatically make at least ~5K per month (pre-tax). |