|United States Dollar - USD|
|100,000 - 149,999|
|Married with one child.|
I track our “Personal Savings Rate" every year (starting in 2010) on the December entries.
|Why I Joined|
|I use this site as a data point in our overall retirement plan. It's encouraging to see what others have built by my age. It makes me want to try harder.|
|Best Financial Decision|
|Locking in student loans and mortgages at historically low rates.|
|Worst Financial Decision|
|#1 (ab)using credit cards.|
#2 contributing small percentages to 401k/taking loans from 401k to pay down credit cards.
|Current Investing Strategy|
- Max out 401k.
- Max out HSA.
- Pay off remaining credit card debt.
2020 mid-year update:
401k is on track to max out. HSA is on track to max out. Credit cards are paid off!
|How do you manage your finances?|
|401k on autopilot.|
|What tools do you use?|
|Budget and long-term planning in Excel.|
I was a Quicken user for years but jumped ship to YNAB.
|I need financial help with...|
|- Sticking to our budget.|
- Boosting income.
|Stop Acting Rich.|
Harry Potter series.
|American Made, Jumanji (2017), The Martian. Most Don Simpson/Jerry Bruckheimer movies. My list changes with mood/time.|